Looking for financing? PayTomorrow lets you explore multiple financing options through one simple application. Instead of applying with only one lender, your application may be evaluated across several available programs, giving you more opportunities to find a payment option that works for you.
Applying for either of the two options is easy, simply add your desired products to the cart and select Affirm or Katapult as your method of payment and you’ll be taken thru the application process.
Note: If you apply for Affirm and not approved it will also check Katapult so you don’t have to apply twice.
Choose below between Affirm (good credit) or Katapult (developing credit). If declined with one you can check the other.
Get a decision in seconds with no impact to your credit.
Once pre-approved search for your desired products below and we’ll show you 100% Fitment Guaranteed Options. Add your desired products to the cart and select your desired financing option at checkout.
Affirm is a pay-over-time provider that lets you split your rims and tires purchase into simple monthly payments at checkout. If approved, you’ll see your term, APR, and total cost upfront—no surprises.
You choose the payment schedule that works for you, then pay through the Affirm app or autopay. Approval and terms are based on eligibility and are provided by Affirm; not all customers will qualify.
No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on https://helpcenter.affirm.com/s/article/affirm-credit-reporting
Affirm offers flexible payment terms that typically range from 3,6, or 12 months, depending on your purchase amount and credit profile. When you apply, you’ll see the exact term options, monthly payment amounts, and any applicable interest rates before you finalize your order.
For larger rim and tire purchases, longer terms—up to 36 months—may be available to help keep payments affordable and manageable.
Once you’re approved, you can easily make payments through your Affirm dashboard or mobile app. Payments are processed quickly and will appear as “processing” in your account until fully cleared, usually within five business days.
Most customers choose AutoPay to ensure their monthly payments are made automatically and on time. You can manage, update, or pay off your balance early anytime directly through your Affirm account.
From No Credit Financing to Off Road Rim Financing we offer financing for every scenario. Learn below about all the different types of financing options we offer.
Good Credit Required
Chose a payment plan that works best for you. Terms can range from 3,6, or 12 months with interest rates from 0% APR or 10-36% APR. Example: On a $700 purchase, you may pay $63.18 for 12 months with a 15% APR
With Katapult you can lease finance rims with no credit check. Katapult is for customers with developing credit and also popular with those who have good credit yet want to take advantage of a 90 day buy out option. Katapult offers the option to pay off your item within the first 90 days or lease for 10 to 18 months.
Applying for rim financing is quick and simple. Most providers, including Affirm and Katapult, will ask for the following:
Each financing partner may have its own approval criteria, and additional verification may be required.
Most rim financing applications, including those through Affirm and Katapult, use a soft credit check to determine eligibility. A soft inquiry does not affect your credit score, so you can apply with confidence. If approved and you choose to move forward with financing, a full credit report may be used by some providers during final approval.
Financing and lease-to-own terms vary by provider and purchase amount. Most rim financing partners, such as Affirm and Katapult, offer flexible payment plans ranging from 10 to 18 months.
Katapult also offers a popular 90-day early purchase option, allowing you to own your items sooner for a minimal fee. Both Affirm and Katapult have no early payoff penalties, so you can pay off your balance anytime without extra charges.
Your exact term, payment schedule, and total cost will be clearly displayed during checkout before you agree to the financing.
In most cases, no down payment is required to apply for rim financing through Affirm or Katapult. Some approvals may include a small initial payment or first lease payment at checkout, which goes directly toward your purchase—not an added fee.
Katapult may also offer optional down payment programs in the future to help lower recurring payments or improve approval odds, but they’re not required to apply today.
Yes. Both Affirm and Katapult allow you to pay off your balance early at any time with no penalties. Paying early can reduce your total cost and help you own your rims and tires sooner.
Katapult also offers a special 90-day early purchase option, letting you pay off your lease within 90 days for only the cash price plus 5% (plus applicable taxes). Please note that the initial $45 payment is not credited toward the early payoff amount unless required by law.
The promotional initial payment (plus any applicable taxes and fees) is due at the time you sign your Katapult lease. Your regular lease-purchase payments are then automatically charged based on the schedule shown during checkout.
You can manage your account, view payment history, or make additional payments anytime through the Katapult mobile app or website. Ownership of the leased products is not acquired until the total purchase amount is paid in full.
Please note: The promotional initial payment does not reduce the total lease cost. This promotional offer is available exclusively when shopping at RimsOutlet.com through the Katapult app or website. Product prices and availability are subject to change.
Katapult makes it simple to lease to own your rims and tires with no credit needed. It’s not a traditional loan—it’s a flexible lease-to-own program designed to help you get rolling today. Katapult offers clear payment terms, including a 90-day early purchase option and lease lengths from 10 to 18 months. No credit history is required to apply, and approval decisions are fast and transparent.
Katapult Customer Support:
https://katapult.com/katapult-for-shoppers/faq/ | Phone: (833) 528-2785
Affirm Customer Support:
Help Link: https://helpcenter.affirm.com/us/s/contact-us | Phone: (855) 423-3729
The offset of the wheel is a measurement taken from the centerline of the wheel to the mounting pad of the wheel. The higher the offset the closer the wheel is to your chassis. If you used our Search By Vehicle tool we will only show you offset ranges that are within range for your vehicle.
If you used our Search By Vehicle tool please read the below:
For Cars: The offset ranges offered will result in wheels that will never stick out of your fenders. If you prefer a Flush with the fender look a lower offset will help achieve that.
For Trucks: The offset ranges offered will result in either a flush or slight poke look. If you prefer for the wheels not to poke outside the fenders look for the highest offset available.
For Lifted Trucks: Considering lifted vehicles require larger tires we’re required to keep the wheels as far away from the chassis as possible to prevent rubbing. Depending on your lift and the size of the tire required, the offset ranges offered will result in either a flush look or in some cases will stick outside the fenders. The larger the lift and tire size required the more the wheels will sit outside the fenders. If you’re looking for the wheels to stick outside the fenders look for the lowest possible offset being offered as well as the widest wheel.
QuickShip: Ships out within 2-3 Days
QuickShip: Ships out within 1-2 Days
QuickShip: Ships out within 2-3 Days
Ships out within 3 - 6 Days
